1. 我们收集的资料
当你填写初评表格或通过 WhatsApp 联系我们时，我们可能收集姓名、电话号码、工作性质、所需服务，以及你自愿提供的贷款咨询相关资料。本网站不会要求你提供 OTP、TAC、银行卡 PIN 或网银密码。
2. 使用目的
资料用于回复咨询、进行初步资格评估、说明可能的融资方向、准备申请文件，以及在你同意后协助与相关银行或持牌金融机构沟通。
3. 资料共享
我们不会出售你的个人资料。只有在提供咨询或申请协助所必需、并获得适当指示或同意时，资料才可能与相关银行、持牌金融机构或必要的服务供应商共享。
4. WhatsApp 与第三方服务
本网站的初评表格会打开 WhatsApp，并由你确认后发送资料。WhatsApp 及其他第三方平台会按照各自的隐私条款处理资料。
5. 保存与安全
我们仅在提供服务、处理咨询、履行法律或业务记录需要的合理期间内保存资料，并采取合理措施避免未经授权的存取、披露或滥用。
6. 你的选择
你可以要求查阅、更正或停止使用你提供的资料。请通过 WhatsApp +60 11-6446 1226 联系我们。
1. Information we collect
When you use our assessment form or contact us through WhatsApp, we may collect your name, phone number, employment type, service of interest and other loan-advisory information you voluntarily provide. We will never ask for your OTP, TAC, bank-card PIN or online banking password.
2. How we use it
We use the information to respond to enquiries, conduct an initial assessment, explain possible financing directions, prepare application documents and, with your agreement, assist with communication involving relevant banks or licensed financial institutions.
3. Sharing
We do not sell personal information. Information may be shared with relevant banks, licensed financial institutions or necessary service providers only when required to provide advisory or application assistance and with appropriate instruction or consent.
4. WhatsApp and third parties
The assessment form opens WhatsApp, where you review and choose whether to send the information. WhatsApp and other third-party services process information under their own privacy terms.
5. Retention and security
We retain information only for a reasonable period needed to provide services, manage enquiries and meet legitimate legal or business-record requirements. We take reasonable measures to protect it from unauthorised access, disclosure or misuse.
6. Your choices
You may ask to access, correct or stop the use of information you provided. Contact us on WhatsApp at +60 11-6446 1226.