1. 服务性质
CSK Management Trading（KT0598353-D）提供贷款咨询与申请协助，并非银行、放贷机构或私人贷款提供者。融资产品由相关银行或持牌金融机构提供。
2. 不保证批准
初步评估或咨询不代表申请一定符合资格。最终批核、额度、利率、年期、费用及其他条款，均由相关金融机构根据其政策与客户资料决定。
3. 客户责任
客户应提供真实、准确及完整的资料，并在签署任何正式融资文件前自行阅读和确认条款。客户不得提交虚假文件或隐瞒可能影响申请的重要事实。
4. 服务范围与收费
首次基本评估不收费。如客户正式委托申请协助，具体服务范围、收费方式与双方责任应在开始前说明，并以双方确认的书面内容为准。
5. 资料安全
CSK Finance 不会要求 OTP、TAC、银行卡 PIN 或网银登录密码。如有人以我们的名义索取这些资料，请立即停止并通过官方 WhatsApp 核实。
6. 联系方式
WhatsApp：+60 11-6446 1226
地址：Jalan Cempaka SD 12/5, Bandar Sri Damansara, 52200 Kuala Lumpur, Selangor。
1. Nature of service
CSK Management Trading (KT0598353-D) provides loan advisory and application assistance. We are not a bank, moneylender or private-loan provider. Financing products are provided by the relevant banks or licensed financial institutions.
2. No guarantee of approval
An initial assessment or consultation does not guarantee eligibility or approval. Final approval, amount, rate, tenure, fees and all other terms are determined by the relevant financial institution under its policies and assessment of the client's information.
3. Client responsibilities
Clients must provide truthful, accurate and complete information and should read and confirm all formal financing terms before signing. Clients must not submit false documents or withhold material facts that may affect an application.
4. Scope and fees
The initial basic assessment is free. If a client formally appoints us for application assistance, the service scope, fee arrangement and responsibilities will be explained before work begins and will be subject to written confirmation.
5. Information security
CSK Finance will never request an OTP, TAC, bank-card PIN or online banking password. If anyone requests these details in our name, stop immediately and verify the request through our official WhatsApp number.
6. Contact
WhatsApp: +60 11-6446 1226
Address: Jalan Cempaka SD 12/5, Bandar Sri Damansara, 52200 Kuala Lumpur, Selangor.